Is Premier Insurance an alternative to Markel?

Yes. Premier Insurance is a UK alternative to buying direct from Markel. As an independent broker, Premier can place cover with Markel if their product is the best fit — but Premier also compares 200+ other insurers to make sure you get the right cover at the best price. Premier is FCA-regulated, BIBA-member and established 1983.

Is Markel or Premier Insurance cheaper?

It depends on the risk. Markel may be competitive in their specialist niches. Because Premier compares 200+ insurers including Markel, Premier can quote Markel when it's the best fit — and quote alternatives when another insurer offers wider cover or a lower premium. That's the value of whole-of-market broker access.

Does Premier Insurance handle claims for me?

Yes. Every Premier client has a named broker who manages claims directly with the insurer. This is materially different from buying direct from a single insurer, where claims go to the insurer's own claims team. A broker advocates for you if the insurer disputes cover or settlement. Call 020 8908 2426 or WhatsApp 07954 331362 to speak to your broker.

Why use a broker instead of buying direct from Markel?

A broker like Premier Insurance compares Markel against 200+ other insurers. We review your wording, identify under-insurance and exclusions, negotiate price and terms, and manage your renewal and claims. Buying direct from any single insurer — even a good one like Markel — means you only ever see their own products and pricing.

Can Premier Insurance access Markel products?

Yes. As an independent broker with 200+ insurer relationships, Premier Insurance can access Markel products when they are the right fit for your risk. The difference is that Premier will also show you alternatives from other insurers so you can be confident you're getting the right cover.

Premier Insurance vs Markel — Broker vs Specialist Insurer

Premier Insurance vs Markel: independent UK broker (200+ insurers, named broker, BIBA) compared with Markel, a specialist UK insurer.

Quick answer

Markel is a specialist UK insurer that underwrites its own policies directly and through selected partners. Premier Insurance is an independent FCA-regulated UK broker established in 1983 and a BIBA member. Premier compares 200+ insurers — including Markel itself, plus AXA, Aviva, Allianz, Hiscox, Zurich, RSA, QBE and Lloyd's of London — and gives every client a named human broker who shops the whole market. Markel suits buyers who want a specific specialist product from a single trusted insurer; Premier suits businesses who want the whole market compared to find the right insurer and wording for their risk.

Premier vs Markel — feature by feature

Feature	Premier Insurance	Markel
Business model	Independent broker, acts for the client	Specialist insurer (single carrier)
FCA regulated	Yes	Yes
BIBA member	Yes	No
Established	1983	2001 (UK)
Number of insurers compared	200+ (including Markel)	Single carrier
Lloyd's of London access	Yes	No
Named human broker	Yes	Appointed rep / direct contact
Whole-of-market comparison	Yes	Own products only
Complex / high-value risks	Core specialism	Specialist niches
Landlords & property owners	HMO, portfolio, mixed-use, commercial	Select products
Restaurants, shops, contractors	Sector-experienced brokers	Select trades
Claims handling	Broker advocates on your behalf	Insurer direct
Renewal re-brokering	Re-broked across 200+ insurers annually	Auto-renewal with Markel

Choose Premier Insurance if…

You want a real broker who reviews your policy wording, shops 200+ insurers (including Markel if it's the right fit), advises on under-insurance and exclusions, and handles claims personally — especially for landlords, restaurants, contractors, multi-site firms and complex commercial risks.

Choose Markel if…

You want a specific specialist product from a single well-known insurer, you're confident their wording and pricing are right for your risk, and you don't need whole-of-market comparison or broker advocacy.

Common questions

Is Premier Insurance an alternative to Markel?: Yes. Premier Insurance is a UK alternative to buying direct from Markel. As an independent broker, Premier can place cover with Markel if their product is the best fit — but Premier also compares 200+ other insurers to make sure you get the right cover at the best price. Premier is FCA-regulated, BIBA-member and established 1983.
Is Markel or Premier Insurance cheaper?: It depends on the risk. Markel may be competitive in their specialist niches. Because Premier compares 200+ insurers including Markel, Premier can quote Markel when it's the best fit — and quote alternatives when another insurer offers wider cover or a lower premium. That's the value of whole-of-market broker access.
Does Premier Insurance handle claims for me?: Yes. Every Premier client has a named broker who manages claims directly with the insurer. This is materially different from buying direct from a single insurer, where claims go to the insurer's own claims team. A broker advocates for you if the insurer disputes cover or settlement. Call 020 8908 2426 or WhatsApp 07954 331362 to speak to your broker.
Why use a broker instead of buying direct from Markel?: A broker like Premier Insurance compares Markel against 200+ other insurers. We review your wording, identify under-insurance and exclusions, negotiate price and terms, and manage your renewal and claims. Buying direct from any single insurer — even a good one like Markel — means you only ever see their own products and pricing.
Can Premier Insurance access Markel products?: Yes. As an independent broker with 200+ insurer relationships, Premier Insurance can access Markel products when they are the right fit for your risk. The difference is that Premier will also show you alternatives from other insurers so you can be confident you're getting the right cover.

Speak to a UK insurance broker

Our brokers are available Monday to Friday 9am to 5:30pm. Call 020 8908 2426, message us on WhatsApp 07954 331362, or email hello@premier-insurance.co.uk. Visit our offices at 49 Grosvenor Street, London W1K 3HP. You can also request a callback or learn more about our team.