Premier Insurance — independent UK insurance brokers since 1983

Premier Insurance is an FCA-regulated, BIBA-member insurance broker based at 49 Grosvenor Street, London W1K 3HP. Established in 1983 by Mohammed Nurul Islam and now led by CEO Anik Islam, we arrange cover for 10,000+ UK clients — businesses, landlords, homeowners, restaurants, contractors and specialist risks — through a panel of 200+ insurers including AXA, Aviva, Allianz, Hiscox, Zurich, RSA, QBE, Beazley, Markel, Arch and Chubb, plus the Lloyd's of London markets for complex and non-standard risks.

We are an independent broker, not a price-comparison site and not a direct insurer. You speak to a real broker who reads policy wordings, flags exclusions before purchase, structures cover around how your business or property actually operates, and represents you at claim time. Quotes are usually issued same-day for standard risks.

Rated 4.9 on Google and 4.6 on Trustpilot across 100+ verified reviews. FCA Firm Reference 305009. Companies House 01724188.

Insurance we arrange

• Business insurance — cover for UK SMEs and limited companies, from £9.80/month
• Landlord insurance — buildings, contents and loss-of-rent for buy-to-let, HMO and portfolios, from £10.50/month
• Home insurance — buildings and contents cover for UK homeowners, from £12.40/month
• Public liability insurance — third-party injury and property damage cover, from £4.20/month
• Employers' liability insurance — statutory £10m cover for UK employers, from £5.40/month
• Professional indemnity insurance — protection for professional advice and services, from £7.00/month
• Cyber insurance — ransomware, data breach and business interruption cover, from £8.90/month
• Directors & officers insurance — personal liability cover for directors, from £15.20/month
• Contractors & tradesmen insurance — public liability, tools and site cover, from £6.70/month
• Restaurant insurance — restaurants, takeaways and food businesses
• Sports insurance — clubs, venues and events
• Leisure insurance — leisure businesses and venues
• Building warranty insurance — 10-year structural defects cover for new builds
• Rent guarantee insurance — protect landlord rental income
• Tax investigation insurance — HMRC enquiry costs
• Fire risk insurance — specialist cover for high-risk premises
• EPC insurance — energy-performance compliance cover
• Legal expenses insurance — legal defence and pursuit costs
• Business equipment insurance — tools, plant and equipment
• Personal accident insurance — income protection for accidents and injury
• School & charity insurance — education and not-for-profit organisations
• Aviation & marine cargo insurance — specialist transit and aviation cover
• Travel insurance — business and leisure travel
• Foundation insurance — foundation works and structural risk
• Project insurance — single-project construction and contractors all-risks

Why clients choose Premier

• 40+ years of broking experience — established 1983, family-run, second generation
• 200+ insurer panel — UK composites, MGAs and direct Lloyd's syndicate access
• FCA regulated and BIBA member — full statutory protections, Financial Ombudsman Service eligibility for retail clients
• Real brokers, not call-centre scripts — your account stays with the same broker year on year
• Claims advocacy included — we handle the insurer for you when you claim, at no extra cost
• Specialist appetite — high-net-worth, non-standard construction, fire-claim history, late-night hospitality, complex landlord portfolios

How a Premier quote works

1. Tell us about the risk — call 020 8908 2426, message WhatsApp 07954 331362, email hello@premier-insurance.co.uk or request a callback.
2. A broker reviews your exposures — we benchmark multiple insurers, flag any warranty or exclusion that materially changes the cover, and present 2–3 options in plain English.
3. You bind cover same-day — pay annually or by direct-debit instalments, receive your policy documents instantly, and call us first if anything ever happens.

Contact Premier Insurance

• Phone: 020 8908 2426 (Mon–Fri 9am–5:30pm)
• WhatsApp: 07954 331362
• Email: hello@premier-insurance.co.uk
• Office: 49 Grosvenor Street, London W1K 3HP, United Kingdom
• Hours: Monday to Friday, 09:00–17:30

Common questions about Premier Insurance

Is Premier Insurance a broker or an insurer?

Premier is an independent broker — we arrange policies with over 200 UK and Lloyd's insurers, but we are not the underwriter on the policy. That independence lets us recommend whichever insurer best fits your risk, rather than pushing a single in-house product.

Is Premier Insurance FCA regulated?

Yes. Premier Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference 305009) and is a full member of the British Insurance Brokers' Association (BIBA). Retail clients have access to the Financial Ombudsman Service and Financial Services Compensation Scheme.

How long has Premier Insurance been trading?

Premier Insurance was established in 1983 by Mohammed Nurul Islam. The brokerage is now led by CEO Anik Islam and is in its second generation of family ownership, with over 40 years of continuous trading and a team of 20+ insurance professionals.

Where is Premier Insurance based?

Our head office is at 49 Grosvenor Street, London W1K 3HP, in the heart of Mayfair. We also operate a branch office in Luton. We arrange cover for clients across the United Kingdom.

How much does insurance from Premier cost?

Premiums depend entirely on the risk. Indicative starting points: public liability from £4.20/month, employers' liability from £5.40/month, business insurance from £9.80/month, landlord insurance from £10.50/month, home insurance from £12.40/month, cyber insurance from £8.90/month. We issue same-day quotes for standard risks.

Does Premier handle complex or non-standard risks?

Yes — complex and non-standard risks (fire-claim history, EWS1-affected buildings, late-night hospitality, HMO portfolios, high-net-worth homes, listed buildings, unoccupied property, specialist trades) are placed via our Lloyd's of London market access. These are the risks that online comparison platforms typically decline.

Can I get a quote outside office hours?

You can request a callback or WhatsApp message any time and a broker will respond on the next working day. For urgent existing-policy claims, our after-hours claims line is published on your policy documents.