Welders Insurance from £8.90/month

Welders insurance — heat, hot-works and high-risk trade cover

Welding is classified as a high-risk trade by every major UK insurer. Hot works create fire exposure on every job, and you'll typically be required to comply with a hot-works permit condition, maintain a fire watch for 60 minutes after work stops, and have extinguishers to hand. Get the condition wrong and a single fire claim can be denied outright. Premier arranges welders insurance with the heavy-engineering and Lloyd's specialist markets that understand MIG, TIG, MMA, oxy-acetylene cutting and on-site repair work.

Cover for welders, fabricators & on-site repair

• Public liability £2m–£10m with hot-works wording reviewed in plain English
• Employers' liability £10m covering apprentices, labour-only contractors and trial workers
• Tools, plant & equipment cover including welders, generators and gas bottles
• Contractors all risks for fabrications in progress
• Goods in transit for materials and finished work
• Workshop / unit buildings & contents with appropriate fire warranty
• Product liability for fabricated items supplied to clients

Typical welders insurance pricing in 2026

• Sole-trader mobile welder (on-site repair only): £55.00–£115.00/mo
• Small fabrication workshop (1–4 staff): £180.00–£385.00/mo
• Structural steel fabricator (CE / EN 1090 marked): £450.00–£950.00/mo
• On-site welding for petrochemical / fuel-tank work: Lloyd's market only — £1,200/mo+

The hot-works warranty — the single biggest claim killer

Almost every welders policy carries a hot-works warranty requiring: a permit-to-work signed before each job; combustibles cleared or covered to 10m; two extinguishers within reach; and a fire watch for 60 minutes after work stops. Breach any condition and an arson-style claim (typical loss £80k–£400k) is denied entirely. We help you document a compliant procedure and, where possible, negotiate a "best endeavours" rather than "warranty" wording so a minor procedural slip doesn't void a major claim.

For a welders trade quote, call 020 8908 2426.