Broker Network · 22 May 2026 · 11 min read · By Anik Islam
An 80% headline split with everything to pay for can earn you less than a 65% split with everything included. Here's the true-cost arithmetic almost no broker runs before signing.
AR network commission splits UK 2026 — true-cost arithmetic on Acturis, compliance, PI, marketing, leads and back-office. Why the headline % is the wrong question. Real worked example by Anik Islam, Director, Premier Insurance.
Why this matters for UK businesses and policyholders
This broker network insight is part of Premier Insurance's ongoing risk briefing series for UK SMEs, landlords, restaurants, contractors and private clients. As an FCA-regulated independent broker established in 1983, full BIBA member and WTW network partner, we monitor regulatory change, claims trends and underwriter appetite across the Lloyd's and London markets so our clients are never caught off-guard.
Speak to a specialist UK insurance broker
If this article has raised questions about your own cover, speak to a Premier Insurance broker on 020 8908 2426, message us on WhatsApp 07954 331362 or email hello@premier-insurance.co.uk. We compare cover from 200+ insurers including AXA, Aviva, Allianz, Hiscox, Zurich, RSA, QBE and Lloyd's of London syndicates. See our Speak to a Broker page for the most relevant product to this topic, or browse our full insurance blog and guides library.
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