The Clause That Saves (or Sinks) Liability Claims

Product Liability · 11 June 2025 · 8 min read · By Naveed Amiri

This clause, often buried in supplier contracts, can be the difference between a paid claim and a costly financial loss. Here's what every importer, distributor, and manufacturer needs to know.

Learn how the Right of Recourse clause in Product Liability insurance works, why it matters, and how to protect your business from voided claims.

Why this matters for UK businesses and policyholders

This product liability insight is part of Premier Insurance's ongoing risk briefing series for UK SMEs, landlords, restaurants, contractors and private clients. As an FCA-regulated independent broker established in 1983, full BIBA member and WTW network partner, we monitor regulatory change, claims trends and underwriter appetite across the Lloyd's and London markets so our clients are never caught off-guard.

Speak to a specialist UK insurance broker

If this article has raised questions about your own cover, speak to a Premier Insurance broker on 020 8908 2426, message us on WhatsApp 07728 305383 or email hello@premier-insurance.co.uk. We compare cover from 200+ insurers including AXA, Aviva, Allianz, Hiscox, Zurich, RSA, QBE and Lloyd's of London syndicates. See our Professional Indemnity Insurance page for the most relevant product to this topic, or browse our full insurance blog and guides library.

Related Product Liability insights from Premier Insurance

Speak to a UK insurance broker

Our brokers are available Monday to Friday 9am to 5:30pm. Call 020 8908 2426, message us on WhatsApp 07728 305383, or email hello@premier-insurance.co.uk. Visit our offices at 49 Grosvenor Street, London W1K 3HP. You can also request a callback or learn more about our team.