Self-Driving Cars: Is Your Fleet Insurance Ready?

Fleet & Motor · 1 March 2026 · 7 min read · By Naveed Amiri

With the UK's Automated Vehicles Act now in force, the liability landscape for fleet operators is shifting fast. Here's what you need to know about insuring AVs and staying ahead of the curve.

Discover how the UK's Automated Vehicles Act changes fleet insurance liability. Learn about dual-mode cover, cyber risks for AVs, and how to future-proof your fleet insurance.

Why this matters for UK businesses and policyholders

This fleet & motor insight is part of Premier Insurance's ongoing risk briefing series for UK SMEs, landlords, restaurants, contractors and private clients. As an FCA-regulated independent broker established in 1983, full BIBA member and WTW network partner, we monitor regulatory change, claims trends and underwriter appetite across the Lloyd's and London markets so our clients are never caught off-guard.

Speak to a specialist UK insurance broker

If this article has raised questions about your own cover, speak to a Premier Insurance broker on 020 8908 2426, message us on WhatsApp 07728 305383 or email hello@premier-insurance.co.uk. We compare cover from 200+ insurers including AXA, Aviva, Allianz, Hiscox, Zurich, RSA, QBE and Lloyd's of London syndicates. See our Business Insurance page for the most relevant product to this topic, or browse our full insurance blog and guides library.

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Speak to a UK insurance broker

Our brokers are available Monday to Friday 9am to 5:30pm. Call 020 8908 2426, message us on WhatsApp 07728 305383, or email hello@premier-insurance.co.uk. Visit our offices at 49 Grosvenor Street, London W1K 3HP. You can also request a callback or learn more about our team.